Accounting Services for Rental Property Owners in the UK
Managing rental properties—whether residential, commercial, or holiday lets—requires effective financial management, tax planning, and compliance with HMRC regulations. At Jermyn & Co, we specialise in providing tailored accounting services for rental property owners, helping you optimise your income, manage expenses, and remain compliant with ever-changing regulations.
Whether you own a single rental property or a diverse portfolio, our expert team ensures your financial processes are seamless, allowing you to focus on growing your rental income.
Why Jermyn & Co?
Why Choose Jermyn & Co for Rental Property Accounting?
At Jermyn & Co, we understand the unique financial challenges faced by rental property owners. Our services are designed to help you:
- Stay Compliant – Navigate tax rules for rental income, VAT (if applicable), and reporting requirements.
- Maximise Tax Efficiency – Claim all allowable deductions to minimise your tax burden.
- Simplify Financial Management – Streamline income and expense tracking across properties.
- Plan for Growth – Develop strategies to expand your portfolio and enhance profitability.
With our tailored approach, you can confidently manage your rental business while we handle the financial complexities.
Accurate Records
Tax Savings
Time Savings
Scalability
Jermyn & Co
Core Accounting Services for Rental Property Owners
We offer a wide range of services designed for rental property owners, including:
1. Income and Expense Tracking
Accurate record-keeping is essential for managing rental properties. We help you:
- Track rental income from tenants or commercial leases.
- Organise expenses such as property maintenance, insurance, and utility costs.
- Maintain clear and accurate records for tax filings and financial planning.
2. Tax Planning and Compliance
Rental property income is subject to specific tax rules. Our tax services include:
- Preparing and filing self-assessment tax returns for landlords.
- Advising on allowable expenses, such as mortgage interest, repairs, and agent fees.
- Helping landlords and property investors minimise liabilities with strategic tax planning.
3. Capital Gains Tax (CGT) Advice
Selling a rental property can result in significant CGT liabilities. We provide:
- Accurate calculations of CGT obligations.
- Strategies to reduce CGT through allowances and timing of sales.
- Advice on potential reliefs, such as Private Residence Relief or Letting Relief.
4. Portfolio Management and Reporting
For landlords with multiple properties, effective portfolio management is crucial. We offer:
- Consolidated financial reporting to track income and expenses across your portfolio.
- Profitability analysis for each property to identify high-performing assets.
- Cash flow forecasting to support ongoing management and future investments.
5. VAT and Commercial Rentals
For landlords renting commercial properties, VAT can be a factor. We assist with:
- VAT registration and choosing the appropriate scheme.
- Managing VAT on commercial lease agreements and property services.
- Preparing and submitting VAT returns in compliance with Making Tax Digital (MTD).
6. Strategic Advisory for Growth
Looking to expand your rental portfolio or diversify your investments? We provide:
- Long-term planning to align your portfolio with market trends and financial goals.
- Financial modelling to assess the viability of new purchases or developments.
- Guidance on structuring investments as a sole trader, partnership, or limited company.
Jermyn & Co
What our clients say about their experience with us
Jermyn & Co
Frequently Asked Questions about Rental Property Tax
You can claim expenses such as repairs, property maintenance, letting agent fees, landlord insurance, and travel costs related to property management. We ensure all eligible deductions are included.
Mortgage interest relief has been replaced by a 20% tax credit for landlords. We’ll guide you through the implications and help optimise your tax position.
VAT typically applies to commercial rentals but not residential properties. We’ll help you determine if VAT registration is necessary for your business.
Our CGT planning services include strategies like using allowances, timing sales, and exploring available reliefs to reduce liabilities.
Our Accountancy Services
We offer a range of services to help you manage your finances and grow your business.
Why Jermyn & Co?
Why Choose Jermyn & Co for Your Accounts?
At Jermyn & Co, we’re more than just accountants – we’re your partners in success. Our accountancy services are designed to help you:
- Stay Compliant – Ensure your financial records meet HMRC and Companies House requirements.
- Save Time – Let us handle the numbers while you focus on growing your business.
- Improve Efficiency – Streamline processes and reduce errors with expert support.
- Plan for Growth – Use actionable insights to guide your financial decisions and achieve your goals.
With our proactive approach, you’ll gain the confidence and clarity you need to succeed.
Why Jermyn & Co?
Why Choose Jermyn & Co for Business Tax?
Tax legislation in the UK can be complex and ever-changing, but with Jermyn & Co by your side, you’ll have access to expert advice and practical solutions.
Our services include:
- Strategic Tax Planning – Helping your business plan effectively to reduce your overall tax liabilities.
- Corporation Tax Filing – Ensuring accurate and timely submissions to HMRC.
- VAT Compliance – Assisting with VAT registrations, returns, and managing thresholds.
- R&D Tax Credits – Maximising available credits for your innovation and development projects.
- Self-Assessment Support – Tailored assistance for self-employed individuals or partnerships.
With our expertise, you can focus on running your business while we handle the numbers. We’re committed to helping you stay ahead of deadlines and legislation changes.
Corporation Tax Compliance
VAT Services
R&D Tax Credits
Tax Planning and Advisory
Why Jermyn & Co?
Why Choose Jermyn & Co for Personal Tax?
At Jermyn & Co, we understand that everyone’s financial situation is unique. Our personal tax services are designed to help you:
- Optimise Tax Efficiency – Leverage allowances, reliefs, and deductions to minimise your tax liability.
- Ensure Compliance – Stay on top of filing deadlines and HMRC requirements to avoid penalties.
- Plan for the Future – Align your tax strategy with your long-term financial goals.
- Simplify Tax Complexity – Let us handle the details so you can focus on what matters most.
From simple tax returns to complex financial arrangements, we provide expert advice and support tailored to your needs.
Proactive Tax Planning
Expert Guidance
Tailored Solutions
Stress-Free Compliance
Why Jermyn & Co?
Why Choose Jermyn & Co for Corporate Finance?
At Jermyn & Co, we understand that every business is unique. Our experienced team offers a personalised approach to corporate finance, helping you:
- Secure Financing – Access the funding you need for expansion, acquisitions, or working capital.
- Plan for Growth – Develop tailored financial strategies to achieve your business objectives.
- Manage Mergers & Acquisitions – Navigate complex transactions with confidence, from valuations to negotiations.
- Optimise Financial Performance – Streamline processes, reduce costs, and maximise profitability.
Whether you’re a start-up seeking investment or an established business exploring new opportunities, we’ll provide the expert guidance you need to succeed.
Business Valuations
Mergers & Acquisitions (M&A)
Fundraising & Investment
Financial Modelling
& Forecasting
Why Jermyn & Co?
Why Choose Jermyn & Co for HR Services?
At Jermyn & Co, we understand that every business is unique, and so are its HR needs. Our tailored HR services help you:
- Stay Compliant – Meet the latest UK employment laws and regulations with ease.
- Save Time and Resources – Let us handle the admin while you focus on growing your business.
- Engage Your Team – Build a positive, productive workplace with our employee engagement solutions.
- Grow with Confidence – Ensure your HR strategy aligns with your long-term business objectives.
Whether you need ongoing HR support or help with a specific issue, our experienced team is here to assist.
Payroll Management
HR Compliance
Employee Engagement & Retention
Training & Development
Why Jermyn & Co?
We offer tailored accounting services to various sectors through Norfolk & Suffolk.
Jermyn & Co
Who We Support
Our services are tailored to a variety of rental property owners, including:
Holiday Rental Owners – Short-term lets and furnished holiday accommodations.
Residential Landlords – From single properties to large portfolios.
Commercial Property Owners – Office spaces, retail locations, and mixed-use buildings.
How We Help Rental Property Owners Succeed
At Jermyn & Co, we provide more than just accounting services – we deliver strategic insights to help rental property owners grow their portfolios and optimise their returns. From managing day-to-day finances to planning for future investments, our expert support ensures your rental business remains profitable and compliant.
Ready to Maximise Your Rental Returns?
Talk To Us
Schedule a consultation to discuss your accounting needs.
Plan and Prepare
We’ll create a customised financial strategy for your rental properties.
Achieve Results
Simplify your finances, stay compliant, and grow your portfolio with confidence.