Accounting Services for Café & restaurants in the UK
Running a café or restaurant is as demanding as it is rewarding. From managing inventory and staff payroll to navigating tax regulations and ensuring profitability, the financial side of your business requires meticulous attention. At Jermyn & Co, we provide tailored accounting services for cafés and restaurants, helping you optimise your finances, remain compliant, and focus on delivering exceptional dining experiences.
Whether you run an independent coffee shop, a fine dining establishment, or a chain of restaurants, our expert team is here to support your financial success.
Why Jermyn & Co?
Why Choose Jermyn & Co for Hospitality Accounting?
At Jermyn & Co, we understand the challenges faced by cafés and restaurants, including fluctuating revenue, seasonal demand, and tight profit margins. Our services help you:
- Stay Compliant – Navigate VAT, payroll, and licensing regulations with ease.
- Optimise Tax Efficiency – Claim all allowable deductions and reliefs to minimise liabilities.
- Streamline Financial Processes – Simplify bookkeeping, invoicing, and inventory tracking.
- Plan for Growth – Develop strategies to expand your business or invest in new opportunities.
Our tailored approach ensures that your café or restaurant is financially efficient and positioned for sustainable growth.
Accurate Records
Tax Savings
Time Savings
Scalability


Jermyn & Co
Core Accounting Services for Cafés and Restaurants
We provide a comprehensive range of accounting services specifically designed for hospitality businesses:
1. Bookkeeping and Expense Tracking
Accurate bookkeeping is vital for tracking your café or restaurant’s financial health. We assist with:
- Recording income from food, beverages, and takeaway services.
- Tracking expenses, including inventory, utilities, and marketing costs.
- Maintaining organised financial records to support tax filings and business planning.
2. VAT Registration and Compliance
Cafés and restaurants often deal with complex VAT rules. We provide:
- VAT registration and advice on the most suitable scheme, such as the Flat Rate Scheme.
- Preparing and submitting VAT returns in compliance with Making Tax Digital (MTD).
- Guidance on reduced VAT rates applicable to the hospitality sector.

3. Payroll and Staff Management
If you employ chefs, servers, baristas, or other staff, we simplify payroll by:
- Calculating wages, National Insurance contributions, and pensions.
- Ensuring compliance with employment laws, including holiday pay and minimum wage regulations.
- Structuring staff incentives and tips to optimise employee satisfaction and tax efficiency.
4. Inventory and Cost Management
Efficient inventory management is critical for controlling costs in the hospitality industry. We assist with:
- Monitoring food and beverage costs to minimise waste.
- Analysing profitability by menu item to identify high-margin offerings.
- Budgeting for seasonal variations in demand and stock requirements.
5. Tax Planning and Compliance
Our tax services are designed to maximise savings and ensure compliance. We help you:
- Prepare and file corporate tax or self-assessment returns.
- Claim allowable expenses, such as rent, equipment, and marketing.
- Access hospitality-specific reliefs, including capital allowances and Small Business Rate Relief.

6. Financial Reporting and Performance Analysis
Understanding your café or restaurant’s financial performance is key to success. We provide:
- Monthly and quarterly financial reports to monitor revenue, costs, and profit margins.
- Analysis of high-performing menu items and peak trading periods.
- Recommendations for cost-saving measures and efficiency improvements.
7. Strategic Planning for Growth
Whether you’re opening a new location, upgrading equipment, or diversifying your menu, we offer:
- Long-term planning to align your business with market trends and customer demands
- Cash flow forecasting to support investment decisions.
- Guidance on financing options for renovations or expansions.
- Long-term planning to align your business with market trends and customer demands.
Jermyn & Co
What our clients say about their experience with us
Jermyn & Co
Frequently Asked Questions
You can claim expenses such as food and beverage costs, rent, utilities, staff wages, marketing, and equipment. We ensure all eligible deductions are included.
If your annual turnover exceeds £85,000, VAT registration is mandatory. We’ll guide you through the process and help manage compliance with VAT rules specific to the hospitality sector.
Yes, we handle payroll for all types of hospitality staff, ensuring accurate calculations, compliance with employment laws, and efficient handling of tips and incentives.
Our strategic planning services include financial modelling, cash flow forecasting, and advice on financing options to support expansions or new ventures.
Our Accountancy Services
We offer a range of services to help you manage your finances and grow your business.

Why Jermyn & Co?
Why Choose Jermyn & Co for Your Accounts?
At Jermyn & Co, we’re more than just accountants – we’re your partners in success. Our accountancy services are designed to help you:
- Stay Compliant – Ensure your financial records meet HMRC and Companies House requirements.
- Save Time – Let us handle the numbers while you focus on growing your business.
- Improve Efficiency – Streamline processes and reduce errors with expert support.
- Plan for Growth – Use actionable insights to guide your financial decisions and achieve your goals.
With our proactive approach, you’ll gain the confidence and clarity you need to succeed.

Why Jermyn & Co?
Why Choose Jermyn & Co for Business Tax?
Tax legislation in the UK can be complex and ever-changing, but with Jermyn & Co by your side, you’ll have access to expert advice and practical solutions.
Our services include:
- Strategic Tax Planning – Helping your business plan effectively to reduce your overall tax liabilities.
- Corporation Tax Filing – Ensuring accurate and timely submissions to HMRC.
- VAT Compliance – Assisting with VAT registrations, returns, and managing thresholds.
- R&D Tax Credits – Maximising available credits for your innovation and development projects.
- Self-Assessment Support – Tailored assistance for self-employed individuals or partnerships.
With our expertise, you can focus on running your business while we handle the numbers. We’re committed to helping you stay ahead of deadlines and legislation changes.
Corporation Tax Compliance
VAT Services
R&D Tax Credits
Tax Planning and Advisory

Why Jermyn & Co?
Why Choose Jermyn & Co for Personal Tax?
At Jermyn & Co, we understand that everyone’s financial situation is unique. Our personal tax services are designed to help you:
- Optimise Tax Efficiency – Leverage allowances, reliefs, and deductions to minimise your tax liability.
- Ensure Compliance – Stay on top of filing deadlines and HMRC requirements to avoid penalties.
- Plan for the Future – Align your tax strategy with your long-term financial goals.
- Simplify Tax Complexity – Let us handle the details so you can focus on what matters most.
From simple tax returns to complex financial arrangements, we provide expert advice and support tailored to your needs.
Proactive Tax Planning
Expert Guidance
Tailored Solutions
Stress-Free Compliance

Why Jermyn & Co?
Why Choose Jermyn & Co for Corporate Finance?
At Jermyn & Co, we understand that every business is unique. Our experienced team offers a personalised approach to corporate finance, helping you:
- Secure Financing – Access the funding you need for expansion, acquisitions, or working capital.
- Plan for Growth – Develop tailored financial strategies to achieve your business objectives.
- Manage Mergers & Acquisitions – Navigate complex transactions with confidence, from valuations to negotiations.
- Optimise Financial Performance – Streamline processes, reduce costs, and maximise profitability.
Whether you’re a start-up seeking investment or an established business exploring new opportunities, we’ll provide the expert guidance you need to succeed.
Business Valuations
Mergers & Acquisitions (M&A)
Fundraising & Investment
Financial Modelling
& Forecasting

Why Jermyn & Co?
Why Choose Jermyn & Co for HR Services?
At Jermyn & Co, we understand that every business is unique, and so are its HR needs. Our tailored HR services help you:
- Stay Compliant – Meet the latest UK employment laws and regulations with ease.
- Save Time and Resources – Let us handle the admin while you focus on growing your business.
- Engage Your Team – Build a positive, productive workplace with our employee engagement solutions.
- Grow with Confidence – Ensure your HR strategy aligns with your long-term business objectives.
Whether you need ongoing HR support or help with a specific issue, our experienced team is here to assist.
Payroll Management
HR Compliance
Employee Engagement & Retention
Training & Development

Why Jermyn & Co?
We offer tailored accounting services to various sectors through Norfolk & Suffolk.

Jermyn & Co
Who We Support
Our services are tailored to a variety of hospitality businesses, including:
Multi-Location Chains – Businesses managing multiple venues and diverse revenue streams.
Independent Cafés and Coffee Shops – Small businesses serving local communities.
Restaurants and Eateries – Fine dining establishments, casual dining, and fast-food outlets.
How We Help Cafés and Restaurants Succeed
At Jermyn & Co, we provide more than just accounting services – we deliver strategic insights to help cafés and restaurants thrive. From managing day-to-day financial operations to planning for long-term growth, our proactive approach ensures your business is financially robust and future-ready.
Ready to Optimise Your Hospitality Business?
Talk To Us
Schedule a consultation to discuss your accounting needs.
Plan and Implement
We’ll create a customised financial strategy for your café or restaurant.
Achieve Results
Streamline your finances, stay compliant, and grow your business with expert support.